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Asset Assessment

Optional Pre-Loss Assessment to keep your property prepared for a Loss.

Live Disaster Tracking

Live mobile alerts & updates to know when a Storm is near your property.

Insurance Claim Consulting

We guide you through the insurance claim process and act as your representative to the carrier.

Construction Consulting

We coordinate construction activities during the insurance claim, with the goal of bringing your property back to normal.

Say Good-Bye to Insurance Claim Hassles 

L2M is a Loss Consulting Service company specializing in taking the hassle out of the insurance claim process and getting you back to normal with its patent-pending methods.

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ASSETS UNDER CONTRACT
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OF CONSTRUCTION
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$0
COST TO CLIENT

Wind, Hail, Floods & Fire, 

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We provide an extra layer of protection for your Commercial Asset to mitigate the headaches that arise during an Insurance claim for your Asset.

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  1. Free Pre-damage assessment of your structure,

  2. Live Disaster Tracking,

  3. Insurance Claim Consulting

  4. Construction Consulting

 

All this to ensure that you stay Worry-Free.

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L2M has a proven method that wraps all facets of a complex process to mitigate the headaches, fraud, and waste generally associated with insurance claims and construction

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Pitfalls to Avoid...

Claim Pitfalls

  • Insurance carrier tactics

  • Failing to mitigate further damage

  • Accepting funds from contractors

  • Failing to document damage properly

  • Pre-existing damage

  • No control of funds

  • No insurance funds oversight

  • Deferred maintenance

  • Filing late

  • Fraud

Construction Pitfalls

  • Hiring a roofer as a “general contractor”

  • Contractor fraud

  • Sub-Standard Materials

  • Lack of construction management skills

  • Signing bad contractor agreements

  • Unqualified or conflicted trades

  • Misallocation of insurance funds

  • Contractor-induced liabilities

  • Large Upfront Payments

  • Unpaid Trades

HERE'S WHAT OUR CLIENTS SAY

"I am the president of a homeowners association based in Denver, CO. My experience working with L2M has been great. We dealt with a large hail claim on 10+ buildings. Chris helped me understand our options and worked diligently for our community to make sure every single detail was properly handled. The L2M team exceeded our expectations when working with the insurance company, managing contractors, and communicating with homeowners quickly. I trust Chris, Clint, and their team to provide quality service and friendly advice - I would definitely use them again. Thank you!"

—  Robert O.

Book Your Free Property Assessment

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FREQUENTLY ASKED QUESTIONS

 
How are L2M services free to me?

L2M works on contingency

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My insurance agent can handle my claim, right?

No, insurance agents sell policies based on the customer’s needs. Insurance agents do not negotiate claims or manage the construction of your loss. The agent is often caught in the middle between the customer and the carrier when a claim goes bad.

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I know insurance fraud is everywhere in the industry; how can I stay out of trouble?

Hire a knowledgeable company that specializes in the process.

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Doesn't my property manager know how to handle my loss?

Depending on the manager, most managers are not adequately trained to advise on construction at a large scale, especially when tangled with an insurance claim. 

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Should I use a Roofer/GC?

No, Roofer GCs are only concerned with the roof and gutters; your structure may have more damage that only a specialist can identify, document and correct. 

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​What is Construction Consulting?

A professional consulting practice applied to construction projects from inception to completion to control time, cost, scope, and quality.

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Is hiring a Construction Consultant that important?

Yes, a credentialed Construction Consultant understands the extensive construction process and can help your construction project run smoothly so that it can meet the carrier’s ever-changing demands.

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I have a high deductible; should I file a claim?

If your damage is equal to your deductible, then you may not want to file. If, however, if the carrier’s estimate of loss is the only evaluation given, you may have considerably more damage than was initially stated, so filing a claim makes more sense.

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Can my contractor pay my deductible for me?

No, it is illegal for a contractor to pay any part of a claim on behalf of the insured, whether directly or indirectly.

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Is there a way to lessen the financial blow of a high deductible, legally?

Yes, L2M has several ways to minimize the pain of a high deductible that is not only legal but supported by the carrier.​

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